Refinance Your Title Loan Completely Online

Loan based upon the Year, Make, Model and Mileage of your Vehicle. Also, we do not do Credit Checks for this Loan.

OUR PROCESS

Step 1

Apply Online or E-mail Us

In just a few minutes you will have the information finished so that we can make a decision on how much we can lend you today.

Step 2

Complete Required Paper Work

Simple things like a copy of your Drivers License. The list is short. Just E-mail us what we need and we get to work for you.

Step 3

Get an E-transfer

You have two options to get paid one of which is get an E-Transfer or get the money directly through a Wire Transfer into your Bank Account.

60 SEC ONLINE APPLICATION

BY APPLYING ONLINE YOU AGREE TO OUR PRIVACY POLICY

WHO WE ARE

We Refinance even if you have a existing loan on your Car or Truck. We simply loan based upon the Equity remaining in your Vehicle. We offer Market Leading Rates and and Provide a Better Loan Amount, Loan Terms and Payment Plans. Also, you can refinance from the comfort of your home as we offer a Completely Online And Confidential Service all throughout Canada (Excluding Quebec). All you need to do is fill in the Online Application and send us the Contract you have with the existing Lender and We get to working.

FREQUENTLY ASKED QUESTIONS

MY CREDIT IS REALLY BAD, CAN I STILL QUALIFY ?

YES. There are several factors that contribute to you getting approved for a loan under our program. Your personal credit history is not one of them. In fact we do not do credit checks for this type of loan. If your car qualifies the loan will be approved.

HOW LONG WILL IT TAKE ?

Loans Against Your Car are always considered an emergency loan because they take a short processing time. These Types of Loans take a shorter time to process than it would take to process a traditional bank loan as there are no credit checks involved.
This is because it involves less paperwork and no credit checks. Sometimes the loan can even take as little as couple hours with very minimal hassles.

CAN I STILL DRIVE MY CAR ?

You should not worry about using public commuter means for the period of your loan as you are still going to have your vehicle in your possession.
The biggest benefit of Borrowing Money Against Your Car is that as you continue paying the loan amount, you can still drive your vehicle comfortably without anyone noticing that it is some sort of collateral for your loan.

HOW MUCH MONEY CAN I GET ?

The amount of money that we Lend Against Your Car, nearly depends upon the value of your car. You can get around 50% to 60% of your vehicle’s wholesale value. Our loans go Upto $25,000
Several things determine the loan limit. They are;
The model and make of your vehicle
Your car mileage or odometer reading
Whether your car title is clean or salvage (we do not do loans on rebuilt status vehicles)
Any lien on the car (If yes how much balance is owing on the vehicle)
We will hold the title of your car until you are able to fully pay the loan plus the interest.
We have our own Loan calculator, which we use to determine the repayment plan. This plan is usually based on principal, loan duration, and interest rate.

ELIGIBLE BORROWER ?

1. Your vehicle must be free or almost free of any finance.
2. You must be the legal owner of the vehicle.
3. The vehicle should be less than 8 years old.
4. We consider bankruptcy cases and people with a bad credit.
5. Loans are awarded only to people over 18.

REQUIRED DOCUMENTS ?

1. Vehicle Ownership.
2. Valid Driver’s license.
3. Valid Vehicle Insurance.
4. Pay Stub or Proof of Income.
5. A Recent Utility Bill or Tax Bill.
6. Bank Account Information or PAD Form.

HOW DO I GET MY MONEY ?

1. Complete the required paperwork
2. Your Information is verified
3. Get a E-transfer into your bank account

WHAT HAPPENS IF I DONT PAY THE LOAN ?

The wish of every Loan company is to build a friendly business environment with the clients. However, some unavoidable things can happen, and you are in no position to honor the loan repayment plan.
In that case, the company will have no option but to put your car on sale to recover the loan amount given to you.
If you cannot keep up with the loan agreement even after making a partial payment, the law allows the lending company to repossess your car and put it up for sale.

CONTACT US

CONTACT US

Toll Free : 1877-213-8686

Local Line  : 613-845-0152

info@moneymegamart.com

BUSINESS HOURS

Monday to Friday : 9 am to 5 pm (EST)

Saturday : 11 am to 2 pm (EST)

**Instore By Appointment Only**

HEAD OFFICE

1-1183 Cecil Avenue

Ottawa, ON

K1H7Z6 Canada